122 4th Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 122 4th Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,786 sqft · built 1954
Lot Size	0.212 acres (9,230 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,179 (2026)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 115.11-11-21`

Property Details

APN / Parcel Number

Primary APN	`145203 115.11-11-21`
Alternative APN	`52031151100011021000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	130 ft deep x 71 ft wide
Porch	Patio
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 4TH AVE
City	LANCASTER
State	NY
Zip	14086-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 1819 PT 29 28 71 X 13O
Legal Subdivision	HOLLAND LAND COMAPNYS SURVEY
Legal Block	11
Legal Lot Number	21.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3011
Census Tract	14300

Owner

122 4th Ave is owned and occupied by two individuals.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 4TH AVE, LANCASTER, NY 14086-3039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	122 4TH AVE, LANCASTER, NY 14086-3039
Document Number	0138540788
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 4TH AVE LANCASTER NY 140863039, LANCASTER, NY 14086-3039

Mortgage

Document Number	0138540788
Date	May 2, 2018
Book Page	013854/000788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 122 4th Ave was $5,179 with a homeowner's exemption, up 31.4% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,179.00 (+31.38%) Homeowner's exemption
2025	$3,942.00 (-21.58%)	$150,000 (-) Land $40,600 Building $109,400	$234,375 (+12.52%) Land $63,437 Building $170,938
2024	$5,027.00 Homeowner's exemption	$150,000 (-) Land $40,600 Building $109,400	$208,300 (+4.15%) Land $56,380 Building $151,920
2023	Homeowner's exemption	$150,000 Land $40,600 Building $109,400	$200,000 Land $54,133 Building $145,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 4th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20