122 3rd St, Monroe, GA 30655 Property Records

Walton County property record for 122 3rd St, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,278 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Aug 2021)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M0180-097`

Property Details

APN / Parcel Number

Primary APN	`M0180-097`
Alternative APN	`17339`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,278 sqft Heated Area
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Patio
Porch Area	172 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	17339
Street Address	122 3RD ST
City	MONROE
State	GA
Zip	30655-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	#23 WALTON MILLS .17AC
Legal Subdivision	WALTON MILLS
Legal Lot Number	23
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2024
Census Tract	110702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monroe and Walton Mills Historic District listed 1983 · 236 contributing resources · NRIS 83003617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 3RD ST, MONROE, GA 30655-2179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage HOLDER JAMES RICHARD
Aug 10, 2021	Warranty Deed, Transfer
Mar 17, 2020	Loan Modification, Mortgage · Conventional Mortgage LIBERTY FIRST BK
Mar 7, 2019	Grant Deed, Construction Loan · Construction Mortgage LIBERTY FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	20214232
Deed Book / Page	4950 / 464
Prior Transfer Date	Mar 1, 2007
Prior Transfer Doc	0026740159
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	122 3RD ST, MONROE, GA 30655-2179
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST, MONROE, GA 30655-2179

Mortgage

Document Number	0052280000000135
Date	Oct 20, 2022
Book Page	0000005228/0000000135
Instrument	2022016054

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	122 3RD ST, MONROE, GA 30655-2179
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST, MONROE, GA 30655-2179

Mortgage

Document Number	0056050000000128
Date	Sep 24, 2025
Book Page	0000005605/0000000128

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 10, 2021
Property Address	122 3RD ST, MONROE, GA 30655-2179
Document Number	0049500464
Book / Page	4950 / 464
Instrument Date	Aug 10, 2021
Instrument	2021-004232
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST, MONROE, GA 30655-2179

Mortgage

Document Number	2021015844
Date	Aug 10, 2021
Instrument	2021015844

Lender

Name	HOLDER JAMES RICHARD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 1, 2022

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 10, 2021
Property Address	122 3RD ST, MONROE, GA 30655-2179
Document Number	0049500464
Book / Page	4950 / 464
Instrument Date	Aug 10, 2021
Instrument	2021-004232
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST, MONROE, GA 30655-2179

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON GA
Property Address	122 3RD ST, MONROE, GA 30655-2179
Document Number	0045620027
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 2ND ST #101 MONROE GA 306552391, 101, MONROE, GA 30655-2391

Mortgage

Document Number	0045620027
Date	Mar 27, 2020
Book Page	004562/000027
Instrument	3992

Lender

Name	LIBERTY FIRST BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2035

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Mar 7, 2019
Property Address	122 3RD ST, MONROE, GA 30655-2179
Document Number	0043490327
Book / Page	004349 / 000327
Instrument Date	Feb 25, 2019
Transaction Type	Construction Loan
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST MONROE GA 306552179, MONROE, GA 30655-2179

Mortgage

Document Number	43490328
Date	Mar 7, 2019
Book Page	004349/000328

Lender

Name	LIBERTY FIRST BK
Type	Bank
Address	MONROE, GA 30655

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2020

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (+12.45%) Homeowner's exemption	$73,640 (+18.54%) Land $13,760 Building $59,880	$184,100 (+18.54%) Land $34,400 Building $149,700
2023	$1,896.00 (-98.88%) Homeowner's exemption	$62,120 (+44.73%) Land $11,400 Building $50,720	$155,300 (+44.73%) Land $28,500 Building $126,800
2022	$169,028.00 Homeowner's exemption	$42,920 Land $11,400 Building $31,520	$107,300 Land $28,500 Building $78,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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