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122 3rd St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 122 3rd St, Lowell, MA 01850

Property Summary

Property TypeTriplex
Details9 bd · 4.5 ba · 4,210 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2017)
Tax Bill$8,969 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR04860

Property Details

APN / Parcel Number

Primary APNR04860
Alternative APNs
  • LOWE M:197 B:5675 L:122
  • M:000197 T:R04860

Interior

Bedrooms9 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Units3 Units
Stories2 Stories
Building Area4,210 sqft Living Area
Gross Area6,927 sqft
1st Floor Area2,102 sqft
Basement Area2,102 sqft
Unfinished Basement2,102 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR04860
Street Address122 3RD ST
CityLOWELL
StateMA
Zip01850-2554
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTTF
Legal Block5675
Legal Lot Number122
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3009
Census Tract310200

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 3RD ST, LOWELL, MA 01850-2554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 2, 2017Quit Claim Deed, Transfer · FHA Mortgage
PARAMOUNT RES MTG GP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Prior SaleOct 19, 1999 · Amount on Record
Deed Document Number201733809
Deed Book / Page31348 / 166
Transfer Doc031348-166
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address122 3RD ST, LOWELL, MA 01850-2554
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036800-144
DateFeb 9, 2022
Book Page36800/144
Instrument6280
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueMar 1, 2051

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 2, 2017
Property Address122 3RD ST, LOWELL, MA 01850-2554
Document Number31348-166
Book / Page31348 / 166
Instrument33809
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42.36
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 3RD ST, LOWELL, MA 01850-2554

Mortgage

Document Number313480169
DateAug 2, 2017
Instrument31348/0169
Lender
NamePARAMOUNT RES MTG GP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,969.00 (+4.42%)$790,200 (+5.61%) Land $139,000 Building $651,200
2025$8,589.00 (+6.97%)$748,200 (+10.99%) Land $129,900 Building $618,300
2024$8,029.00 (+1.74%)$674,100 (+6.09%) Land $108,000 Building $566,100
2023$7,892.00$635,400 Land $93,900 Building $541,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,079 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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