122 3rd St, Carbon Cliff, IL 61239 Property Records

Rock Island County property record for 122 3rd St, Carbon Cliff, IL 61239

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 1927
Lot Size	0.232 acres (10,140 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2025)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone AO (high risk)
APN	`18-04-112-018`

Property Details

APN / Parcel Number

Primary APN	`18-04-112-018`

Interior

Stories	2 Stories
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	10,140 sqft (0.232 acres)
Lot Dimensions	156 ft deep x 65 ft wide
Garage Type	Detached

Location & Zoning

Street Address	122 3RD ST
City	CARBON CLIFF
State	IL
Zip	61239-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCL
Legal Description	LOT 19 BLOCK 2 CARBON CLIFF
Legal Subdivision	CARBON CLIFF
Legal Block	2
Legal Lot Number	19
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2035
Census Tract	20200

Owner

122 3rd St is owned and occupied by an individual who bought it in December 2025.

Source: Rock Island County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	122 3RD ST, CARBON CLIFF, IL 61239-7711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Deed Document Number	202515930
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 9, 2025
Property Address	122 3RD ST, CARBON CLIFF, IL 61239-7711
Document Number	0000015930
Instrument Date	Nov 20, 2025
Instrument	2025-15930
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST, CARBON CLIFF, IL 61239-7711

Mortgage

Document Number	0000015931
Date	Dec 9, 2025
Instrument	2025-15931

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	122 3RD ST, CARBON CLIFF, IL 61239-7711
Document Number	0000016533
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD ST CARBON CLIFF IL 612397711, CARBON CLIFF, IL 61239-7711

Mortgage

Document Number	0000016533
Date	Sep 18, 2017
Instrument	16533

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2027

Interest

Rate	3.98%

Tax Assessment & Valuation

The 2025 property tax bill for 122 3rd St was $3,077, up 3.3% from the year before.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carbon Cliff Village
County	Rock Island County
County Subdivision	Hampton Township
Elementary School District	Carbon Cliff-Barstow School District 36 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,077.00 (+3.29%)	$33,530 (+8%) Land $6,659 Building $26,871	$100,590 (+8%) Land $19,977 Building $80,613
2024	$2,979.00	$31,047 Land $6,166 Building $24,881	$93,141 Land $18,498 Building $74,643
2022	$2,580.00	$26,704 Land $5,304 Building $21,400	$80,112 Land $15,912 Building $64,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 3rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBON CLIFF serves 2,134 people · EPA ID IL1610100
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

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