122 3rd Ave SE, Hickory, NC 28602 Property Records

Catawba County property record for 122 3rd Ave SE, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 2021
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Oct 2023)
Tax Bill	$838 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3702-07-67-6950`

Property Details

APN / Parcel Number

Primary APN	`3702-07-67-6950`
Alternative APN	`0025239`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	400 ft deep x 68 ft wide

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Patio Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 3RD AVE SE
City	HICKORY
State	NC
Zip	28602-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	122 3RD AVE SE
Legal Subdivision	S L SHELL RESIDENCE PROPERTY
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	1
Census Block	1021
Census Tract	10900

Owner

122 3rd Ave SE is owned and occupied by an individual who bought it in October 2023.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	122 3RD AVE SE, HICKORY, NC 28602-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Nov 3, 2021	Deed of Trust, Mortgage · Construction Mortgage CITY OF HICKORY
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202318413
Deed Book / Page	3837 / 262
Prior Transfer Date	Apr 1, 2005
Prior Transfer Doc	0026530630
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	122 3RD AVE SE, HICKORY, NC 28602-3534
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038370626
Date	Oct 18, 2023
Book Page	3837/626
Instrument	18475

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 17, 2028

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 17, 2023
Property Address	122 3RD AVE SE, HICKORY, NC 28602-3534
Document Number	0038370262
Book / Page	3837 / 262
Instrument Date	Oct 11, 2023
Instrument	18413
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9475, HICKORY, NC 28603-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 3RD AVE SE, HICKORY, NC 28602-3534

Mortgage

Document Number	0000018414
Date	Oct 17, 2023
Instrument	18414

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0038370420
Date	Oct 18, 2023
Book Page	3837/420
Instrument	18434

Lender

Name	HABITAT FOR HUMANITY OF CATAWBA VALLEY I
Type	Non-Lending Institution
Address	BOONE, NC 28608

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	122 3RD AVE SE, HICKORY, NC 28602-3534
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037010110
Date	Nov 3, 2021
Book Page	3701/110
Instrument	27177

Lender

Name	CITY OF HICKORY
Type	Government Agency

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	14 Months
Due	Dec 31, 2022

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 22, 2020
Property Address	122 3RD AVE SE, HICKORY, NC 28602-3534
Document Number	0036221044
Book / Page	003622 / 001044
Instrument Date	Dec 22, 2020
Instrument	26745
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9475 HICKORY NC 286039475, HICKORY, NC 28603-9475

Tax Assessment & Valuation

The 2025 property tax bill for 122 3rd Ave SE was $838, down 52.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,200 (-) Land $10,500 Building $199,700
2025	$838.00 (-52.25%)	$210,200 Land $10,500 Building $199,700
2024	$1,755.00 (+44.21%)
2023	$1,217.00	$142,600 Land $10,500 Building $132,100	$210,200 Land $10,500 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 3rd Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 3rd Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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