McLeod County property record for 122 3rd Ave NW, Plato, MN 55370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1998 |
| Lot Size | 0.336 acres (14,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,568 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18.065.0010 |
| Primary APN | 18.065.0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,334 sqft Total Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 974 sqft |
| Finished Basement | 974 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,670 sqft (0.336 acres) |
| Lot Dimensions | 163 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 122 3RD AVE NW |
|---|---|
| City | PLATO |
| State | MN |
| Zip | 55370-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD ESTATES LOT-001 BLOCK-001 |
| Legal Subdivision | WESTWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | PLATO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 950600 |
122 3rd Ave NW is owned and occupied by two individuals.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 3RD AVE NW, PLATO, MN 55370-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 122 3RD AVE NW, PLATO, MN 55370-5425 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000458688 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 458688 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 122 3rd Ave NW was $4,568 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Plato City |
| Unified School District | Glencoe-Silver Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,568.00 Homeowner's exemption | ||
| 2025 | $348,400 Land $57,200 Building $291,200 | $348,400 Land $57,200 Building $291,200 | |
| 2022 | $280,700 Land $34,800 Building $245,900 | $280,700 Land $34,800 Building $245,900 | |
| 2019 | $3,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 3rd Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 3rd Ave NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Plato serves 319 people · EPA ID MN1430007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Broadband.
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