122 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 122 1st St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1950
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Aug 2022)
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00231-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`10-00231-0000-00045`
Alternative APN	`100023100045`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	123 ft deep x 60 ft wide

Location & Zoning

Street Address	122 1ST ST
City	MIDDLESEX
State	NJ
Zip	08846-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X123.18
Legal Subdivision	GREEN MDWS
Legal Block	231
Legal Lot Number	45
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4006
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 1ST ST, MIDDLESEX, NJ 08846-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2022	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 6, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC
Jul 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	202269531
Deed Book / Page	19000 / 1233
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000066242
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	122 1ST ST, MIDDLESEX, NJ 08846-2112
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 1ST ST, MIDDLESEX, NJ 08846-2112

Mortgage

Document Number	0000053087
Date	Jun 6, 2022
Book Page	18947/494
Instrument	2022053087

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Dec 1, 2049

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 2, 2022
Property Address	122 1ST ST, MIDDLESEX, NJ 08846-2112
Document Number	0000069531
Book / Page	19000 / 1233
Instrument Date	Jul 19, 2022
Instrument	2022069531
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,007.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 ZWOLAK CT, 186, SOUTH PLAINFIELD, NJ 07080-3969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 1ST ST, MIDDLESEX, NJ 08846-2112

Mortgage

Document Number	0000069532
Date	Aug 2, 2022
Instrument	2022069532

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 6, 2019
Property Address	122 1ST ST, MIDDLESEX, NJ 08846-2112
Document Number	0000093178
Book / Page	17677 / 0849
Map Reference	MAP 1740 FILE 74
Instrument Date	Oct 29, 2019
Instrument	2019093178
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 DELAWARE DR, 343, BRICK, NJ 08723-4925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 1ST ST, MIDDLESEX, NJ 08846-2112

Mortgage

Document Number	0000093179
Date	Nov 6, 2019
Instrument	2019093179

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 30, 2018
Property Address	122 1ST ST, MIDDLESEX, NJ 08846-2112
Document Number	0000066242
Book / Page	017250 / 000533
Instrument Date	Jun 28, 2018
Instrument	66242
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	PRIMETIME TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 1ST ST MIDDLESEX NJ 088462112, MIDDLESEX, NJ 08846-2112

Mortgage

Document Number	66243
Date	Jul 30, 2018
Book Page	017250/000541
Instrument	66243

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,500 (+10.01%) Land $126,900 Building $256,600	$383,500 (+10.01%) Land $126,900 Building $256,600
2025	$7,390.00 (-3.22%)	$348,600 (+5.64%) Land $126,900 Building $221,700	$348,600 (+5.64%) Land $126,900 Building $221,700
2024	$7,636.00 (+4.33%)
2023		$330,000 Land $126,900 Building $203,100	$330,000 Land $126,900 Building $203,100
2022	$7,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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