12199 Roane Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 12199 Roane Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,420 (2026)
Deeds & Mortgages	May 2021 Transfer Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12951`

Property Details

APN / Parcel Number

Primary APN	`12951`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	480 sqft
Porch	Slab
Deck Area	272 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12199 ROANE AVE
City	GLOUCESTER
State	VA
Zip	23061-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FREEPORT LOT 4
Legal Subdivision	PLAT:PB1 318
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2040
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Intrafamily Transfer, Transfer
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 14, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2021
Transfer Doc	0000003492
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 14, 2021
Property Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611
Document Number	210003492
Instrument Date	Apr 6, 2021
Instrument	210003492
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170003543
Date	Jul 28, 2017
Instrument	170003543

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 20, 2047

Interest

Rate Type	Adjustable Rate

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 14, 2019
Property Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611
Document Number	190002471
Instrument Date	May 21, 2019
Instrument	190002471
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12199 ROANE AVE, GLOUCESTER, VA 23061-2611

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,420.00 (+14.53%)	$415,040 (+20.59%) Land $169,850 Building $245,190	$415,040 (+20.59%) Land $169,850 Building $245,190
2025	$2,113.00 (+5.33%)	$344,180 (-) Land $145,330 Building $198,850	$344,180 (-) Land $145,330 Building $198,850
2024	$2,006.00	$344,180 (-) Land $145,330 Building $198,850	$344,180 (-) Land $145,330 Building $198,850
2023	$2,006.00 (+18.91%)	$344,180 (+47.84%) Land $145,330 Building $198,850	$344,180 (+47.84%) Land $145,330 Building $198,850
2022	$1,687.00	$232,810 Land $92,340 Building $140,470	$232,810 Land $92,340 Building $140,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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