12198 Old Smithfield Rd, Bailey, NC 27807 Property Records

Nash County property record for 12198 Old Smithfield Rd, Bailey, NC 27807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,641 sqft · built 2015
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Tax Bill$2,936 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN277400-97-8039

Property Details

APN / Parcel Number

Primary APN277400-97-8039
Alternative APNs
  • 300629
  • 52981

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,641 sqft Heated Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area87,991 sqft (2.02 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number52981
Street Address12198 OLD SMITHFIELD RD
CityBAILEY
StateNC
Zip27807-9030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Description2.02 AC, MURRAY AC, MURRAY
Legal Lot Number2
JurisdictionNASH NC
Township / Civil DivisionBAILEY
Census Block Group3
Census Block3012
Census Tract11400

Owner

12198 Old Smithfield Rd is owned and occupied by two individuals who acquired it in September 2013.

Source: Nash County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address12198 OLD SMITHFIELD RD, BAILEY, NC 27807-9030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 24, 2013
Transfer Doc2698000345
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address12198 OLD SMITHFIELD RD, BAILEY, NC 27807-9030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3073/413
DateSep 9, 2020
Book Page3073/413
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12198 Old Smithfield Rd was $2,936, up 0.3% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,936.00 (+0.34%)$395,880 (-) Land $34,320 Building $361,560$395,880 (-) Land $34,320 Building $361,560
2025$2,926.00$395,880 Land $34,320 Building $361,560$395,880 Land $34,320 Building $361,560
2023$2,219.00$283,020$283,020 Land $19,270 Building $263,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12198 Old Smithfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12198 Old Smithfield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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