McIntosh County property record for 121978 S 4109 Rd, Eufaula, OK 74432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1978 |
| Lot Size | 0.988 acres (43,067 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jan 2022) |
| Tax Bill | $870 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 460022568 |
| Primary APN | 460022568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Unfinished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,067 sqft (0.988 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 460022568 |
|---|---|
| Street Address | 121978 S 4109 RD |
| City | EUFAULA |
| State | OK |
| Zip | 74432-3471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 1 WESTPORT BEACH #2 589/308 600/98 985/309 1132/486 |
| Legal Subdivision | WESTPORT BEACH #2 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | EUFAULA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 780100 |
121978 S 4109 Rd is owned and occupied by an individual who bought it in January 2022.
Source: McIntosh County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121978 S 4109 RD, EUFAULA, OK 74432-3471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Prior Sale | Jan 31, 2002 · Amount on File |
| Deed Document Number | 2022340 |
| Deed Book / Page | 1132 / 486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 121978 S 4109 RD, EUFAULA, OK 74432-3471 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001251/593 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 1251/593 |
| Instrument | I-2026-000071 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jan 20, 2022 |
| Property Address | 121978 S 4109 RD, EUFAULA, OK 74432-3471 |
| Document Number | 001132/486 |
| Book / Page | 1132 / 486 |
| Instrument Date | Dec 21, 2021 |
| Instrument | I-2022-000340 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121978 S 4109TH RD, GUFANA, OK 94432 |
| Document Number | I2022000341 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | I-2022-000341 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 121978 S 4109 Rd was $870.
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Unified School District | Eufaula Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,436 (+4.99%) Land $2,640 Building $7,796 | $94,875 (-6.45%) Land $24,000 Building $70,875 | |
| 2025 | $870.00 | $9,940 (+2.74%) Land $2,640 Building $7,300 | $101,421 (+15.31%) Land $24,000 Building $77,421 |
| 2024 | $870.00 (+16%) | $9,675 (+7.32%) Land $2,640 Building $7,035 | $87,952 (+7.31%) Land $24,000 Building $63,952 |
| 2023 | $750.00 | $9,015 Land $2,640 Building $6,375 | $81,959 Land $24,000 Building $57,959 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 121978 S 4109 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 600.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121978 S 4109 Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 78% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #6 (VIVIAN) serves 1,500 people · EPA ID OK2004913 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.66 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CVEC Fiber Fiber | 2,400 / 2,400 |
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