12197 Tuscola St, Moreno Valley, CA 92557 Property Records

Riverside County property record for 12197 Tuscola St, Moreno Valley, CA 92557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,662 sqft · built 1990
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Apr 2024)
Tax Bill	$6,229 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`479-601-028`

Property Details

APN / Parcel Number

Primary APN	`479-601-028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12197 TUSCOLA ST
City	MORENO VALLEY
State	CA
Zip	92557-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES IN LOT 6 MB 157/103 TR 19638
Legal Subdivision	TRACT NO. 19638
Legal Tract	19638
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2003
Census Tract	42402

Owner

12197 Tuscola St is owned and occupied by two individuals who bought it in April 2024.

Source: Riverside County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Grant Deed, Transfer · FHA Mortgage EZ FUNDINGS INC
Mar 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Mar 20, 2013
Deed Document Number	2024110699
Prior Transfer Date	Mar 13, 2013
Prior Transfer Doc	0000133804
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 16, 2024
Property Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633
Document Number	0000110699
Map Reference	MB 157 PG 103-106
Instrument Date	Apr 9, 2024
Instrument	2024-0110699
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633

Mortgage

Document Number	0000110700
Date	Apr 16, 2024
Instrument	2024-0110700

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633

Mortgage

Document Number	0000102068
Date	Mar 2, 2022
Instrument	2022-0102068

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.79%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633
Document Number	0000251985
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 TUSCOLA ST MORENO VALLEY CA 925577633, MORENO VALLEY, CA 92557-7633

Mortgage

Document Number	0000251985
Date	Jun 12, 2020
Instrument	251985

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12197 TUSCOLA ST, MORENO VALLEY, CA 92557-7633
Document Number	0000251986
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 TUSCOLA ST MORENO VALLEY CA 925577633, MORENO VALLEY, CA 92557-7633

Mortgage

Document Number	0000251986
Date	Jun 12, 2020
Instrument	251986

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 12197 Tuscola St was $6,229, up 4.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,250 (+2%) Land $57,222 Building $490,028
2025	$6,229.00 (+4.67%)	$536,520 Land $56,100 Building $480,420
2024	$5,951.00 (+106.92%)
2023	$2,876.00 (+1.95%) Homeowner's exemption	$251,062 Land $70,708 Building $180,354
2022	$2,821.00
2021			$375,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12197 Tuscola St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12197 Tuscola St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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