12197 Iron Stone Dr, Etiwanda (Rancho Cucamonga), CA 91739 Property Records

San Bernardino County property record for 12197 Iron Stone Dr, Etiwanda, CA 91739

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,811 sqft · built 2003
Lot Size	0.24 acres (10,465 sqft)
Owner	Individual Name on Record
Last Sale	$689,000 (Nov 2017)
Tax Bill	$11,430 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0225-631-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0225-631-01-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	1,303 sqft
2nd Floor Area	1,508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,465 sqft (0.24 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	599 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12197 IRON STONE DR
City	RANCHO CUCAMONGA
State	CA
Zip	91739-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14494-1 LOT 1 BOOK 286 PAGE 13
Legal Subdivision	TRACT NO 14494 1
Legal Tract	14494-1
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3009
Census Tract	2043

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12497 IRON STONE DR, RANCHO CUCAMONGA, CA 91739
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 6, 2017	Grant Deed, Transfer · Conventional Mortgage HIGHTECHLENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	2017459082
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12197 IRON STONE DR, ETIWANDA, CA 91739-9046
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 IRON STONE DR, RANCHO CUCAMONGA, CA 91739-9046

Mortgage

Document Number	0000299346
Date	Jul 1, 2021
Instrument	2021-0299346

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12197 IRON STONE DR, ETIWANDA, CA 91739-9046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333499
Date	Sep 17, 2019
Instrument	2019-0333499

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 6, 2017
Property Address	12197 IRON STONE DR, ETIWANDA, CA 91739-9046
Document Number	0000459082
Map Reference	MAP286 PG13-16
Instrument Date	Oct 3, 2017
Instrument	2017-0459082
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 IRON STONE DR, RANCHO CUCAMONGA, CA 91739-9046

Mortgage

Document Number	0000459083
Date	Nov 6, 2017
Instrument	2017-0459083

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,645 (+2%) Land $199,912 Building $599,733
2025	$11,430.00 (+5.11%)	$783,966 (+4.04%) Land $195,992 Building $587,974
2023	$10,874.00 (+1.47%)	$753,523 Land $188,381 Building $565,142
2022	$10,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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