Jefferson County property record for 12197 Gamble Rd, Monticello, FL 32344
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,440 sqft · built 1999 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,000 (Aug 1996) |
| Tax Bill | $759 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1S-3E-0040-0000-0330 |
| Primary APN | 36-1S-3E-0040-0000-0330 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Total Area |
| 1st Floor Area | 960 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 200 ft deep x 19,994 ft wide |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 12197 GAMBLE RD |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-0458 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 33 VILLAGE OF WACISSA ORB 360 P 299 |
| Legal Range | 03E |
| Legal Township | 01S |
| Legal Section | 36 |
| Legal Subdivision | VILLAGE OF WACISSA |
| Legal Lot Number | 33 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | WACISSA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 250200 |
12197 Gamble Rd, a commercial property, is owned and occupied by an individual who bought it in August 1996.
Source: Jefferson County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12197 GAMBLE RD, WACISSA, FL 32361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1996 · Amount on File |
| Deed Sale | Aug 1, 1996 · Amount on File |
| Deed Document Number | 0000360299 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12197 Gamble Rd was $759.
Source: Jefferson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $759.00 | $52,579 (+4.89%) Land $5,508 Building $47,071 | $52,579 (+4.89%) Land $5,508 Building $47,071 |
| 2024 | $759.00 (+1.74%) | $50,126 (-3.11%) Land $5,508 Building $44,618 | $50,126 (-3.11%) Land $5,508 Building $44,618 |
| 2023 | $746.00 (-29.69%) | $51,735 (+1.91%) Land $5,508 Building $46,227 | $51,735 (+1.91%) Land $5,508 Building $46,227 |
| 2022 | $1,061.00 | $50,766 Land $5,508 Building $45,258 | $50,766 Land $5,508 Building $45,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12197 Gamble Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Most Recent Claim | Jan 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12197 Gamble Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COMMUNITIES WATER SYSTEM private · serves 2,649 people · EPA ID FL1330748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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