12197 Arrowwood Ln, Belvidere, IL 61008 Property Records

Boone County property record for 12197 Arrowwood Ln, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,301 sqft · built 2003
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Tax Bill	$9,013 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-34-452-005`

Property Details

APN / Parcel Number

Primary APN	`03-34-452-005`
Alternative APN	`03-03-34-452-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,301 sqft Living Area
Gross Area	3,983 sqft
1st Floor Area	3,983 sqft
Basement Area	1,682 sqft
Unfinished Basement	1,682 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	03-03-34-452-005
Street Address	12197 ARROWWOOD LN
City	BELVIDERE
State	IL
Zip	61008-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	34-45-3 HIDDEN GROVE PLAT NO 1 LOT 2 12197 ARROWWOOD LN N 187.2 E 245. 65 S 187.11 W 242.53
Legal Subdivision	HIDDEN GROVE 01
Legal Lot Number	2
Jurisdiction	BOONE IL
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2004
Census Tract	10603

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12197 ARROWWOOD LN, BELVIDERE, IL 61008-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12197 ARROWWOOD LN, BELVIDERE, IL 61008-9601
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R05839
Date	Nov 13, 2018
Instrument	2018R05839

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12197 ARROWWOOD LN, BELVIDERE, IL 61008-9601
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02941
Date	Jun 2, 2020
Instrument	2020R02941

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12197 ARROWWOOD LN, BELVIDERE, IL 61008-9601
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03084
Date	May 27, 2022
Instrument	2022R03084

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 23, 2027

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	12197 ARROWWOOD LN, BELVIDERE, IL 61008-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02941
Date	Jun 2, 2020
Instrument	2020R02941

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Caledonia Township
Municipality	Timberlane Village
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,013.00 (+7.21%) Homeowner's exemption	$132,945 (+7.68%) Land $11,667 Building $121,278	$398,835 (+7.68%) Land $35,001 Building $363,834
2024		$123,460 (+22.94%) Land $11,667 Building $111,793	$370,380 (+22.94%) Land $35,001 Building $335,379
2022	$8,407.00	$100,423 Land $11,666 Building $88,757	$301,269 Land $34,998 Building $266,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Mediacom Xtream.

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