12197 145th St, Largo, FL 33774 Property Records

Pinellas County property record for 12197 145th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1969
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Dec 2019)
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-6424-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-6424-8`
Alternative APNs	`07-30-15-99540-004-0200` `301507995400040200` `153007995400040200` `R76355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	1,518 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	103 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	239 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R76355
Street Address	12197 145TH ST
City	LARGO
State	FL
Zip	33774-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YELLOW BANKS GROVE 3RD ADD BLK D, LOT 20
Legal Range	15E
Legal Township	30S
Legal Section	7
Legal Subdivision	YELLOW BANKS GROVE 3RD ADD
Legal Tract	99540
Legal Block	D
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25208

Owner

12197 145th St is owned and occupied by an individual who acquired it in June 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	12197 145TH ST, LARGO, FL 33774-3318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 24, 2019	Warranty Deed, Transfer GENISY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	2019389692
Deed Book / Page	20797 / 1530
Last Transfer Date	Jun 16, 2020
Transfer Doc	0210491396
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 23, 2020
Property Address	12197 145TH ST, LARGO, FL 33774-3318
Document Number	0210491396
Book / Page	21049 / 1396
Map Reference	MB 50 PG 10
Instrument Date	Jun 16, 2020
Instrument	2020187879
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 LATOKA DRIVE CT SW, ALEXANDRIA, MN 56308-8804

Mortgage

Document Number	0210491398
Date	Jun 23, 2020
Instrument	21049/1398

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 5, 2019
Property Address	12197 145TH ST, LARGO, FL 33774-3318
Document Number	0207971530
Book / Page	20797 / 1530
Map Reference	MB 50 PG 10
Instrument Date	Nov 26, 2019
Instrument	2019389692
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 CLEVELAND ST APT 404, 1100, CLEARWATER, FL 33755-4822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 LATOKA DRIVE CT SW, ALEXANDRIA, MN 56308-8804

Mortgage

Document Number	0207971532
Date	Dec 5, 2019
Instrument	20797/1532

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 24, 2019
Property Address	12197 145TH ST, LARGO, FL 33774-3318
Document Number	0205891159
Book / Page	020589 / 001159
Instrument Date	Jun 24, 2019
Instrument	200079
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	GENISY TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,687.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12197 145TH ST LARGO FL 337743318, LARGO, FL 33774-3318

Tax Assessment & Valuation

The 2025 property tax bill for 12197 145th St was $8,416, up 8.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,416.00 (+8.22%)	$459,709 Land $181,926 Building $277,783	$459,709 Land $181,926 Building $277,783
2024	$7,777.00 (+7.98%)
2023	$7,202.00 (+9.49%)	$427,296 (+10.4%)	$427,296 (+10.4%) Land $206,391 Building $220,905
2022	$6,578.00	$387,034	$387,034 Land $208,399 Building $178,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12197 145th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1979–1998)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12197 145th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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