12196 Deerhorn Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 12196 Deerhorn Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,940 sqft · built 1969
Lot Size	0.287 acres (12,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,500 (Dec 1994)
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0411-0089-00`

Property Details

APN / Parcel Number

Primary APN	`590-0411-0089-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	1,000 sqft
Basement Area	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	12,545 sqft (0.287 acres)
Lot Dimensions	120 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12196 DEERHORN DR
City	CINCINNATI
State	OH
Zip	45240-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COR JOHNGRAY RD&DEERHORN DR 105X120 IR LOT 355 KEMPERMILL VILLAGE SUB
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Lot Number	355
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	21508

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12196 DEERHORN DR, CINCINNATI, OH 45240-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1994 · Amount on Record
Deed Sale	Dec 8, 1994 · Amount on Record
Prior Sale	Dec 20, 1993
Deed Document Number	741418
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12196 DEERHORN DR, CINCINNATI, OH 45240-1051
Document Number	0000124418
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	12196 DEERHORN DR CINCINNATI OH 452401051, CINCINNATI, OH 45240-1051

Mortgage

Document Number	0000124418
Date	Nov 30, 2020
Book Page	014304/000790
Instrument	124418

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12196 DEERHORN DR, CINCINNATI, OH 45240-1051
Document Number	0000001088
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12196 DEERHORN DR CINCINNATI OH 452401051, CINCINNATI, OH 45240-1051

Mortgage

Document Number	0000001088
Date	Jan 6, 2020
Book Page	014077/000729
Instrument	1088

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12196 DEERHORN DR, CINCINNATI, OH 45240-1051
Document Number	0000005837
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12196 DEERHORN DR CINCINNATI OH 452401051, CINCINNATI, OH 45240-1051

Mortgage

Document Number	0000005837
Date	Jan 23, 2019
Book Page	013839/000473
Instrument	5837

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,865.00 (+2.33%)	$78,148 (-) Land $15,694 Building $62,454
2024	$4,754.00 (+5.36%)	$78,148 (-) Land $15,694 Building $62,454
2023	$4,512.00 (+6.57%)	$78,148 (+32.83%) Land $15,694 Building $62,454	$223,280 (+32.83%) Land $44,840 Building $178,440
2022	$4,234.00 Homeowner's exemption	$58,835 Land $13,594 Building $45,241
2020			$168,100 Land $38,840 Building $129,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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