Duval County property record for 12194 Silver Saddle Dr, Jacksonville, FL 32258
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,453 sqft · built 1998 |
| Lot Size | 0.2 acres (8,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,400 (Nov 2015) |
| Tax Bill | $3,027 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 158094-0615 |
| Primary APN | 158094-0615 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,453 sqft Living Area |
| Gross Area | 1,917 sqft |
| 1st Floor Area | 1,453 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,689 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12194 SILVER SADDLE DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32258-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 50-18 16-4S-27E SADDLEBROOK LOT 23 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | SADDLEBROOK |
| Legal Lot Number | 23 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 16811 |
12194 Silver Saddle Dr is owned and occupied by two individuals who acquired it in February 2025.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12194 SILVER SADDLE DR, JACKSONVILLE, FL 32258-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2015 · Amount on File |
| Deed Sale | Nov 5, 2015 · Amount on File |
| Prior Sale | Sep 20, 2000 · Amount on File |
| Deed Document Number | 2015255746 |
| Deed Book / Page | 17360 / 1936 |
| Last Transfer Date | Feb 27, 2025 |
| Transfer Doc | 0213820900 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12194 Silver Saddle Dr was $3,027 with a homeowner's exemption, up 8.7% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,696 (+2.7%) | $299,132 (+0.09%) Land $123,693 Building $175,439 | |
| 2025 | $3,027.00 (+8.73%) | $191,525 | $298,859 Land $125,000 Building $173,859 |
| 2024 | $2,784.00 (+3.07%) | ||
| 2023 | $2,701.00 (+9.49%) Homeowner's exemption | $180,707 (+3%) | $273,595 (+7.28%) Land $90,000 Building $183,595 |
| 2022 | $2,467.00 Homeowner's exemption | $175,444 | $255,023 Land $80,000 Building $175,023 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12194 Silver Saddle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12194 Silver Saddle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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