12193 Old State Rd, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 12193 Old State Rd, Cato, NY 13033 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	1,632 sqft Living Area
Lot Size	60,984 sqft (1.4 acres)
Garage	Detached, 784 sqft
Occupancy	Owner Occupied
Tax Bill	$1,938.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056400 38.01-1-31.2`
Alternative APN	`640003800100010310020000`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	1,632 sqft Living Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	60,984 sqft (1.4 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	784 sqft Garage
Porch Area	432 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	12193 OLD STATE RD
City	CATO
State	NY
Zip	13033-3241
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	31.002
Jurisdiction	CAYUGA NY
Minor Civil Division	VICTORY
Census Blockgroup	2
Census Block	2032
Census Tract	40101

Owner

Source: Cayuga County and Victory Town records · APN 056400 38.01-1-31.2

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12193 OLD STATE RD, CATO, NY 13033-3241
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Feb 16, 2018
Property Address	12193 OLD STATE RD, CATO, NY 13033-3241
Document Number	0016960205
Book / Page	001696 / 000205
Instrument Date	Feb 05, 2018
Instrument	177407
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OWASCO ABSTRACT CORPORATION/PU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	12658 UPTON RD RED CREEK NY 131439475, RED CREEK, NY 13143-9475

Mortgage

Document Number	35910141
Date	Feb 16, 2018
Book Page	003591/000141
Instrument	177408

Lender

Name	LYONS NAT'L BK
Type	Bank
Address	GENEVA, NY 14456-0273

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Victory Town
Unified School District	Red Creek Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (+1.79%)	$120,000 (-) Land $18,100 Building $101,900	$184,615 (+15.38%) Land $27,846 Building $156,769
2024	$1,904.00 (+4.96%)
2023		$120,000 Land $18,100 Building $101,900	$160,000 Land $24,133 Building $135,867
2020	$1,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.