12193 Beaver Dam Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 12193 Beaver Dam Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 1,638 sqft · built 1999
Lot Size29.7 acres (1,297,652 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jun 1998)
Tax Bill$1,986 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN456600672645000

Property Details

APN / Parcel Number

Primary APN456600672645000
Alternative APN
  • 220000092644

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,638 sqft Heated Area
Upper Floors Area546 sqft
Basement Area546 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,297,652 sqft (29.7 acres)
Lot Width1,039 ft Width
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area880 sqft
Deck Area64 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number220000092644
Street Address12193 BEAVER DAM RD
CityMURPHY
StateNC
Zip28906-5647
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBROMFIELD 676/195
JurisdictionCHEROKEE NC
Township / Civil DivisionBEAVERDAM
Census Block Group1
Census Block1037
Census Tract930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12193 BEAVER DAM RD, MURPHY, NC 28906-5647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1998 · Amount on Record
Deed SaleJun 1, 1998 · Amount on Record
Deed Document Number0000676195
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address12193 BEAVER DAM RD, MURPHY, NC 28906-5647
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address12193 BEAVER DAM RD, MURPHY, NC 28906-5647

Mortgage

Document Number1695/736
DateNov 3, 2021
Book Page1695/736
Instrument7424
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,986.00$293,450 (-0.06%)$293,450 (-0.06%) Land $92,350 Building $201,100
2023$293,630$293,630 Land $92,350 Building $201,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Beaver Dam Rd

Nearby Streets

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