Hernando County property record for 12192 Topaz St, Spring Hill, FL 34608 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,521 sqft · built 1990 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,000 (Sep 2019) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5200-1271-0080 |
| Primary APN | R32-323-17-5200-1271-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,521 sqft Living Area |
| 1st Floor Area | 1,521 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Area | 273 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 276 sqft Porch |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00688036 |
|---|---|
| Street Address | 12192 TOPAZ ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-2180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1271 LOT 8 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1271 |
| Legal Lot Number | 8 |
| Legal Unit | 20 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 41003 |
Source: Hernando County records · APN R32-323-17-5200-1271-0080
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Sep 16, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Nov 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on Record |
| Deed Sale | Sep 16, 2019 · Amount on Record |
| Prior Sale | Mar 16, 2015 |
| Deed Document Number | 2019057853 |
| Deed Book / Page | 3750 / 1821 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Document Number | 0040741775 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 4074/1775 |
| Instrument | 2021080238 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 16, 2019 |
| Property Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Document Number | 0037501821 |
| Book / Page | 3750 / 1821 |
| Map Reference | MB 9 PG 65 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 2019057853 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7413 RAY BROWNING RD, 7413, BROOKSVILLE, FL 34601-3808 |
| Name | Verified Name |
|---|---|
| Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Document Number | 0037501823 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 3750/1823 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 12192 TOPAZ ST, SPRING HILL, FL 34608-2180 |
| Document Number | 0036451156 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12192 TOPAZ ST SPRING HILL FL 346082180, SPRING HILL, FL 34608-2180 |
| Document Number | 0036451156 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 003645/001156 |
| Instrument | 70632 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2048 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (+6.66%) | $188,146 (+21%) | $217,081 (+4.83%) Land $47,386 Building $169,695 |
| 2023 | $155,493 (-17.36%) Land $155,493 | ||
| 2022 | $2,688.00 | $188,163 Land $24,370 Building $163,793 | $207,088 Land $37,539 Building $169,549 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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