12192 Norvell Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 12192 Norvell Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 2020
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (Sep 2020)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-1050-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-1050-0100`
Alternative APNs	`00579920` `579920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,826 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00579920
Street Address	12192 NORVELL RD
City	SPRING HILL
State	FL
Zip	34609-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 1050 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	1050
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3023
Census Tract	41006

Owner

12192 Norvell Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Hernando County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Sep 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 15, 2017	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	202060013
Deed Book / Page	3893 / 262
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0038930262
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849

Mortgage

Document Number	0046810411
Date	Mar 13, 2026
Book Page	4681/411
Instrument	2026016901

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 7, 2021
Property Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849
Document Number	0039360241
Book / Page	3936 / 241
Map Reference	MB 9 PG 18-30
Instrument Date	Jan 4, 2021
Instrument	2021001178
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,605.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849

Mortgage

Document Number	3936242
Date	Jan 7, 2021
Instrument	3936/242

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 29, 2020
Property Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849
Document Number	0038930262
Book / Page	003893 / 000262
Instrument Date	Sep 25, 2020
Instrument	60013
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12403 CENTENNIAL ST SPRING HILL FL 346091406, SPRING HILL, FL 34609-1406

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 15, 2017
Property Address	12192 NORVELL RD, SPRING HILL, FL 34609-1849
Document Number	0035350473
Book / Page	003535 / 000473
Instrument Date	Dec 11, 2017
Instrument	70646
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12403 CENTENNIAL ST SPRING HILL FL 346091406, SPRING HILL, FL 34609-1406

Tax Assessment & Valuation

The 2025 property tax bill for 12192 Norvell Rd was $3,766 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 Homeowner's exemption Veteran's exemption	$283,757	$349,149 Land $38,500 Building $310,649
2023		$267,728 Land $267,728
2022	$2,661.00		$340,540 Land $32,000 Building $308,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12192 Norvell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12192 Norvell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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