12192 Murray St, Biloxi, MS 39532 Property Records

Harrison County property record for 12192 Murray St, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2,289 sqft · built 2020
Lot Size2.59 acres (113,256 sqft)
Owner2 Individual Names on Record
Tax Bill$1,698 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0906-13-004.052

Property Details

APN / Parcel Number

Primary APN0906-13-004.052
Alternative APN
  • 113173

Interior

Building Area2,289 sqft Adjusted Area
1st Floor Area2,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area113,256 sqft (2.59 acres)
Gazebo144 sqft
Utility Building512 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number113173
Street Address12192 MURRAY ST
CityBILOXI
StateMS
Zip39532-7680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.6 AC LOT 53 INDIAN HILLS ESTATES SUBD PH 5 SEC 13-6-11
Legal Range11
Legal Township06
Legal Section13
Legal SubdivisionINDIAN HILLS EST SUBD PH 5
Legal Phase5
Legal Lot Number53
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group3
Census Block3001
Census Tract3409

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12192 MURRAY ST, BILOXI, MS 39532-7680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 1998
Deed SaleMay 27, 1998
Deed Document Number0001411193
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12192 MURRAY ST, BILOXI, MS 39532-7680
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201910433TJ1
DateDec 2, 2019
Instrument2019-10433-T-J1
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueMay 26, 2021
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,698.00 (+7.95%) Homeowner's exemption Disabled Person's exemption$21,169 (+5.01%)$211,689 (+5.01%) Land $35,721 Building $175,968
2024$1,573.00 (-2.3%)
2023$1,610.00 (+0.81%) Homeowner's exemption Disabled Person's exemption$20,159$201,595 Land $32,474 Building $169,121
2022$1,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 93% of Mississippi
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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