Calvert County property record for 12192 Cavalier Dr, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,194 sqft · built 1971 |
| Lot Size | 0.415 acres (18,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $303,000 (May 2020) |
| Tax Bill | $3,477 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-028089 |
| Primary APN | 03-028089 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,194 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,085 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028089 |
|---|---|
| Street Address | 12192 CAVALIER DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 21 BLK C CAVALIER COUNTRY |
| Legal Subdivision | CAVALIER COUNTRY |
| Legal Block | C |
| Legal Lot Number | 21 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-028089
Assessment roll updated July 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12192 CAVALIER DR, DUNKIRK, MD 20754-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| May 01, 2020 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MTG |
| May 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Prior Sale | Aug 21, 2003 · Amount on Record |
| Deed Book / Page | 5599 / 430 |
| Prior Transfer Date | Jun 14, 2016 |
| Prior Transfer Doc | 0047890460 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12192 CAVALIER DR, DUNKIRK, MD 20754-9776 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12192 CAVALIER DR, DUNKIRK, MD 20754-9776 |
| Document Number | 0059410013 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 5941/13 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12192 CAVALIER DR, DUNKIRK, MD 20754-9776 |
| Document Number | 0055990436 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12192 CAVALIER DR DUNKIRK MD 207549776, DUNKIRK, MD 20754-9776 |
| Document Number | 0055990436 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 005599/000436 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 27, 2020 |
| Property Address | 12192 CAVALIER DR, DUNKIRK, MD 20754-9776 |
| Document Number | 0055990430 |
| Book / Page | 005599 / 000430 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12192 CAVALIER DR DUNKIRK MD 207549776, DUNKIRK, MD 20754-9776 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,477.00 (+18.39%) Homeowner's exemption | $307,200 (+8.65%) Land $136,800 Building $170,400 | $307,200 (-) Land $136,800 Building $170,400 |
| 2023 | $2,937.00 Homeowner's exemption | $282,733 | $307,200 Land $136,800 Building $170,400 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 148 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAVALIER COUNTRY serves 381 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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