12192 Bernese Ln, Truckee, CA 96161 Property Records

Nevada County property record for 12192 Bernese Ln, Truckee, CA 96161

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1979
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Tax Bill$4,538 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN044-120-023-000

Property Details

APN / Parcel Number

Primary APN044-120-023-000
Alternative APN
  • 44-120-23-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area15,246 sqft (0.35 acres)
View / LotAverage
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number44-120-23-000
Street Address12192 BERNESE LN
CityTRUCKEE
StateCA
Zip96161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 249 TAHOE DONNER UNIT 1
Legal SubdivisionTAHOE DONNER UNIT 1
Legal Lot Number249
JurisdictionNEVADA CA
Township / Civil DivisionDONNER
Census Block Group1
Census Block1026
Census Tract1208

Owner

12192 Bernese Ln is owned by two individuals who acquired it in September 2005.

Source: Nevada County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address8652 HEPPNER CT, ELK GROVE, CA 95624-1730
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 27, 2005
Transfer Doc0000039319
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address12192 BERNESE LN, TRUCKEE, CA 96161
Document Number0000024089
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8652 HEPPNER CT ELK GROVE CA 956241730, ELK GROVE, CA 95624-1730

Mortgage

Document Number0000024089
DateOct 27, 2017
Instrument24089
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12192 Bernese Ln was $4,538.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
MunicipalityTruckee Town
Unified School DistrictTahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,241 (+2%) Land $60,412 Building $202,829
2025$4,538.00$258,080 Land $59,228 Building $198,852
2023$4,295.00 (+4.25%)$248,060 Land $56,929 Building $191,131$733,950
2022$4,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12192 Bernese Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12192 Bernese Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 42% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE-DONNER PUD, MAIN
serves 36,730 people · EPA ID CA2910003
Water SourceGroundwater
Last State InspectionSep 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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