12190 Yale Rd, Brockway (Yale), MI 48097 Property Records

St. Clair County property record for 12190 Yale Rd, Brockway, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1995
Lot Size	24.4 acres (1,063,300 sqft)
Owner	Individual Name on Record
Last Sale	$127,200 (May 2011)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-10-009-3001-000`

Property Details

APN / Parcel Number

Primary APN	`74-10-009-3001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Basement Area	1,443 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	1,063,300 sqft (24.4 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12190 YALE RD
City	BROCKWAY
State	MI
Zip	48097-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT S 1/4 COR, TH N 0D 19M 9S W 2650', TH S 89D 7M 21S E 401.4', TH S 0D 19M 9S E 2648.29', TH N 89D 22M W 401.4' TO BEG
Legal Range	14E
Legal Township	08N
Legal Section	09
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BROCKWAY
Census Block Group	3
Census Block	3031
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12190 YALE RD, BROCKWAY, MI 48097-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2011 · Amount on Record
Deed Sale	May 26, 2011 · Amount on Record
Prior Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	201115887
Deed Book / Page	4152 / 713
Prior Transfer Date	Jan 8, 2010
Prior Transfer Doc	4022/946
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	12190 YALE RD, BROCKWAY, MI 48097-2710
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12190 YALE RD, BROCKWAY, MI 48097-2710

Mortgage

Document Number	0005417371
Date	Sep 3, 2021
Book Page	5417/371
Instrument	2021025460

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	12190 YALE RD, BROCKWAY, MI 48097-2710
Document Number	0049130812
Book / Page	004913 / 000812
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12190 YALE RD BROCKWAY MI 480972710, BROCKWAY, MI 48097-2710

Mortgage

Document Number	0049130812
Date	Feb 1, 2018
Book Page	004913/000812

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Brockway Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,800 (-29.67%)	$289,600 (-29.67%)
2025	$3,748.00 (+3.56%) Homeowner's exemption	$205,900 (+33.96%)
2024	$3,619.00 (+9.2%)		$411,800 (+33.96%)
2023		$153,700
2022	$3,314.00		$307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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