Chesapeake City property record for 1219 Mill Lake Quarter, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,141 sqft · built 1984 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Jul 2009) |
| Tax Bill | $2,518 (2025) |
| Deeds & Mortgages | Nov 2011 Mortgage Feb 2022 Second Mortgage + 3 more |
| APN | 0282013000380 |
| Primary APN | 0282013000380 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,141 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Upper Floors Area | 560 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,917 sqft (0.044 acres) |
| Lot Dimensions | 95 ft deep x 20 ft wide |
| Deck Area | 620 sqft |
| Patio Area | 620 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1219 MILL LAKE QUARTER |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2759 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 64 AMENDED PLT 62 THRU 68 INCL MILL QUARTER SEC TW |
| Legal Subdivision | RIVER BIR. RUN S,LAKEWD,MILL QUAR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20814 |
1219 Mill Lake Quarter, a townhouse, is owned and occupied by an individual who bought it in July 2009.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2011 | Deed of Trust, Mortgage · FHA Mortgage MONARCH BANK |
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2009 · Amount on File |
| Deed Sale | Jul 30, 2009 · Amount on File |
| Prior Sale | Sep 11, 2003 · Amount on File |
| Deed Book / Page | 7892 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008528/409 |
|---|---|
| Date | Nov 7, 2011 |
| Book Page | 8528/409 |
| Name | MONARCH BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10521/1504 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 10521/1504 |
| Instrument | 220005443 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 284 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 010216/857 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 10216/857 |
| Instrument | 200032264 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Document Number | 0000013781 |
| Book / Page | 10984 / 1054 |
| Instrument Date | May 7, 2026 |
| Instrument | 202613781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013781, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 10984/1054 |
| Instrument | 202613781 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 MILL LAKE QUARTER, CHESAPEAKE, VA 23320-2759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 10216/857 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 10216/857 |
| Instrument | 200032264 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1219 Mill Lake Quarter was $2,518.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,200 (+2.37%) Land $110,000 Building $145,200 | $255,200 (+2.37%) Land $110,000 Building $145,200 | |
| 2025 | $2,518.00 | $249,300 Land $100,000 Building $149,300 | $249,300 Land $100,000 Building $149,300 |
| 2023 | $212,800 (+11.65%) Land $70,000 Building $142,800 | $212,800 (+11.65%) Land $70,000 Building $142,800 | |
| 2022 | $190,600 Land $65,000 Building $125,600 | $190,600 Land $65,000 Building $125,600 | |
| 2019 | $1,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1219 Mill Lake Quarter; 9 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1219 Mill Lake Quarter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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