1219 Gulf Keys Rd, Elgin, IL 60120 Property Records

Cook County property record for 1219 Gulf Keys Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,736 sqft · built 1990
Lot Size	0.3 acres (13,057 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2023)
Tax Bill	$11,047 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-205-022`

Property Details

APN / Parcel Number

Primary APN	`06-28-205-022`
Alternative APN	`06-28-205-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,057 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1219 GULF KEYS RD
City	ELGIN
State	IL
Zip	60120-7581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	28
Legal Subdivision	SARASOTA TRLS 01
Legal Lot Number	22
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2015
Census Tract	804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage DEVON BANK
Mar 28, 2023	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Mar 28, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 27, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 8, 2018	Warranty Deed, Transfer JAMES W ROWLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Mar 28, 2023 · Amount on File
Deed Document Number	202346023
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0000026022
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 11, 2023
Property Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Document Number	0034546023
Map Reference	DOC 86113965
Instrument Date	Nov 9, 2023
Instrument	2334546023
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581

Mortgage

Document Number	0034546024
Date	Dec 11, 2023
Instrument	2334546024

Lender

Name	DEVON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	8.37%

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2023
Property Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Document Number	0008710135
Map Reference	DOC 86113965
Instrument Date	Mar 24, 2023
Instrument	2308710135
Record Updated	Apr 9, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2023
Property Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Document Number	0008733431
Map Reference	DOC 86113965
Instrument Date	Mar 22, 2023
Instrument	2308733431
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 S WACKER DR STE 2875, 2875, CHICAGO, IL 60606-7482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 SUGAR CT, NAPERVILLE, IL 60563-9776

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 27, 2021
Property Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Document Number	0030049183
Map Reference	DOC 86113965
Instrument Date	Sep 15, 2021
Instrument	2130049183
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2018
Property Address	1219 GULF KEYS RD, ELGIN, IL 60120-7581
Document Number	1812813048
Instrument Date	Mar 30, 2018
Instrument	12813048
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1219 GULF KEYS RD ELGIN IL 601207581, ELGIN, IL 60120-7581

Mortgage

Document Number	1812813049
Date	May 8, 2018
Instrument	12813049

Lender

Name	JAMES W ROWLEY

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Streamwood Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,000 (+33.34%) Land $10,446 Building $37,554	$480,000 (+33.34%) Land $104,460 Building $375,540
2023	$11,047.00 (+2.54%)
2022	$10,773.00 (+9.48%)	$35,999 (+18.77%) Land $9,139 Building $26,860	$359,990 (+18.77%) Land $91,390 Building $268,600
2021	$9,840.00	$30,311 Land $7,834 Building $22,477	$303,110 Land $78,340 Building $224,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STREAMWOOD serves 38,360 people · EPA ID IL0313060
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	May 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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