1219 Cedar St, Montara, CA 94037 Property Records

San Mateo County property record for 1219 Cedar St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 650 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Jun 2026)
Tax Bill	$7,884 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-105-390`

Property Details

APN / Parcel Number

Primary APN	`036-105-390`
Alternative APN	`036105360`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1219 CEDAR ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 39 & 40 BLK 20 MONTARA AMEND & SUPP MAP RSM 5/35
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	20
Legal Lot Number	39,40
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5042
Census Tract	613600

Owner

1219 Cedar St is owned by an individual who bought it in June 2026.

Source: San Mateo County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 370446, MONTARA, CA 94037-0446
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Deed Document Number	202633113
Prior Transfer Date	Aug 8, 2003
Prior Transfer Doc	0000249589
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 10, 2026
Property Address	1219 CEDAR ST, MONTARA, CA 94037
Document Number	0000033113
Instrument Date	Jun 4, 2026
Instrument	202633113
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033114,
Date	Jun 10, 2026
Instrument	202633114

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Jul 13, 2026
Property Address	1219 CEDAR ST, MONTARA, CA 94037
Document Number	0000039671
Instrument Date	Jun 1, 2026
Instrument	202639671
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 GUINDA ST, PALO ALTO, CA 94301-3321

Mortgage

Document Number	0000039671,
Date	Jul 13, 2026
Instrument	202639671

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1219 Cedar St was $7,884.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,700 (+2%) Land $285,681 Building $197,019
2025	$7,884.00 Homeowner's exemption	$473,236 Land $280,080 Building $193,156
2023	$7,899.00 (+0.39%) Homeowner's exemption	$454,861 Land $269,205 Building $185,656	$930,240
2022	$7,868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1219 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1219 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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