12189 Co Rd 227, Clyde, TX 79510 Property Records

Callahan County property record for 12189 Co Rd 227, Clyde, TX 79510

Property Summary

Property Type	Rural Home
Details	4,987 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,656 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2024 Construction Loan + 5 more
APN	`R000016380`

Property Details

APN / Parcel Number

Primary APN	`R000016380`
Alternative APN	`0638000000401`

Interior

Building Area	4,987 sqft Living Area
1st Floor Area	2,291 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	576 sqft

Location & Zoning

Account Number	0638000000401
Street Address	12189 COUNTY ROAD 227
City	CLYDE
State	TX
Zip	79510-7321
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 2.000 638 PRE FM BOYKIN R40803)
Legal Subdivision	CRAWFORD SUBDIVISION
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	4
Census Block	4040
Census Tract	30102

Owner

Source: Callahan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Jul 2, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Dec 21, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Jul 12, 2023	Vendor's Lien, Transfer FIRST FINANCIAL BANK NA
Jul 12, 2023	Vendor's Lien, Transfer FIRST FINANCIAL BANK NA
Apr 13, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2009
Deed Sale	Apr 13, 2009
Deed Document Number	2009714
Deed Book / Page	217 / 271
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FAIR TX TITLE COMPANY, FIRST TX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202150
Date	Sep 11, 2020
Instrument	202150

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000241462
Date	Jul 2, 2024
Instrument	241462

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 4, 2044

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00238/0830
Date	Dec 21, 2010
Book Page	238/0830
Instrument	102601

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2040

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00194/0853
Date	Oct 1, 2007
Book Page	194/0853
Instrument	072334

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2037

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Jul 12, 2023
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Document Number	0000231478
Instrument Date	Jul 7, 2023
Instrument	231478
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321

Mortgage

Date	Jul 12, 2023

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Jul 12, 2023
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Document Number	0000231480
Instrument Date	Jul 7, 2023
Instrument	231480
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321

Mortgage

Date	Jul 12, 2023

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAHAN TX
Recording Date	Apr 13, 2009
Property Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321
Document Number	00217/0271
Book / Page	217 / 0271
Instrument Date	Apr 4, 2009
Instrument	090714
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1326 SUMMONER LN, ABILENE, TX 79602-3133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12189 COUNTY ROAD 227, CLYDE, TX 79510-7321

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Unified School District	Eula Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,656.00 (+320.98%) Homeowner's exemption	$389,340 (+0.27%) Land $30,000 Building $359,340	$389,340 (+0.27%) Land $30,000 Building $359,340
2025	$1,106.00 (+9.94%) Homeowner's exemption	$388,300 (-3.07%) Land $30,000 Building $358,300	$388,300 (-3.07%) Land $30,000 Building $358,300
2023		$400,580 (+103.13%) Land $30,000 Building $370,580	$400,580 (+103.13%) Land $30,000 Building $370,580
2022	$1,006.00 Homeowner's exemption	$197,200 Land $10,000 Building $187,200	$197,200 Land $10,000 Building $187,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EULA WSC serves 3,918 people · EPA ID TX0300005
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Taylor Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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