12188 Pepper Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12188 Pepper Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2001
Square Footage2,127 sqft Living Area
Lot Size1.71 acres
OccupancyOwner Occupied
Last Sale$1,200,000 (2022)
Tax Bill$13,767.00 (2025)

Property Details

APN / Parcel Number

Primary APN317-830-07-11

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,127 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment Style
Lot Area74,623 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12188 PEPPER TREE LN
CityPOWAY
StateCA
Zip92064-6156
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 27PER DOC99-326644&UND INT IN MODULE D IN TR 013731
Legal SubdivisionVALENCIA CRK MAP #97-03 PH 3
Legal Tract013731
Legal Block4
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4005
Census Tract17048

Owner

Source: San Diego County records · APN 317-830-07-11

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12188 PEPPER TREE LN, POWAY, CA 92064-6156
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Grant Deed, Transfer · Conventional Mortgage
ALLY BANK
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2022 · Amount on Record
Deed SaleFeb 09, 2022 · Amount on Record
Prior SaleSep 18, 2014 · Amount on Record
Deed Doc Number202261720
Prior Transfer DateApr 09, 2008
Prior Transfer Doc0000214949
Record RefreshedSep 20, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 09, 2022
Property Address12188 PEPPER TREE LN, POWAY, CA 92064-6156
Document Number0000061720
Map ReferenceMAP 13731
Instrument DateDec 22, 2021
Instrument2022-0061720
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12188 PEPPER TREE LN, POWAY, CA 92064-6156

Mortgage

Document Number0000061721
DateFeb 09, 2022
Instrument2022-0061721
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12188 PEPPER TREE LN, POWAY, CA 92064-6156
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12188 PEPPER TREE LN, POWAY, CA 92064-6156

Mortgage

Document Number0000496085
DateAug 28, 2020
Instrument2020-0496085
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateSep 01, 2025
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change7.87%
Index5-Year CMT
Max Rate7.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,200,000 (-) Land $750,000 Building $450,000
2025$13,767.00 (+6.05%) Homeowner's exemption$1,200,000 (+5.26%) Land $750,000 Building $450,000
2023$12,982.00 (+55.27%) Homeowner's exemption$1,140,000 Land $712,000 Building $428,000
2022$8,361.00

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