Saginaw County property record for 12188 Palatial Dr, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,062 sqft · built 1974 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,900 (Apr 1977) |
| Tax Bill | $3,809 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-18-2260-000 |
| Primary APN | 29-13-3-18-2260-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,162 sqft |
| Unfinished Basement | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 131 ft deep x 125 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 12188 PALATIAL DR |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 60 NORTHWAY MANOR NO 4 PART OF THE SE 1/4 OF NE 1/4 SEC 18 T13N R3E |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 18 |
| Legal Subdivision | NORTHWAY MANOR 4 |
| Legal Lot Number | 60 |
| Legal Unit | 60 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10102 |
12188 Palatial Dr is owned and occupied by two individuals who bought it in April 1977.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12188 PALATIAL DR, FREELAND, MI 48623-8714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 1977 · Amount on File |
| Deed Sale | Apr 26, 1977 · Amount on File |
| Deed Book / Page | 1380 / 756 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12188 Palatial Dr was $3,809 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,400 | $292,800 | |
| 2025 | $3,809.00 Homeowner's exemption | ||
| 2023 | $111,700 | $223,400 | |
| 2022 | $3,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12188 Palatial Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12188 Palatial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
May also be available: Verizon.
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