Frederick County property record for 12188 Overlook Dr, Monrovia, MD 21770
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 3,968 sqft · built 1974 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,000 (Sep 2015) |
| Tax Bill | $148 (2025) |
| Deeds & Mortgages | Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-237402 |
| Primary APN | 09-237402 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,968 sqft Gross Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 237402 |
|---|---|
| Street Address | 12188 OVERLOOK DR |
| City | MONROVIA |
| State | MD |
| Zip | 21770-9112 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R1 |
| Legal Description | L 3 B D .77 AC N/S OVERLOOK DR SUGAR LOAF OVERLOOK |
| Legal Subdivision | SUGAR LOAF OVERLOOK |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 752102 |
Source: Frederick County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12188 OVERLOOK DR, MONROVIA, MD 21770-9112 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2015 · Amount on Record |
| Deed Sale | Sep 23, 2015 · Amount on Record |
| Prior Sale | Aug 7, 2009 · Amount on Record |
| Deed Book / Page | 10769 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12188 OVERLOOK DR, MONROVIA, MD 21770-9112 |
| Document Number | 0144110070 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO-CA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12188 OVERLOOK DR MONROVIA MD 217709112, MONROVIA, MD 21770-9112 |
| Document Number | 0144110070 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 014411/000070 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2051 |
| Rate | 2.75% |
|---|
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148.00 | $469,500 (+15.58%) | $542,900 (+25.44%) Land $227,000 Building $315,900 |
| 2023 | $148.00 Disabled Person's exemption Veteran's exemption | $406,200 | $432,800 Land $164,400 Building $268,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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