12185 Thames Pl, Cincinnati, OH 45241 Property Records

Hamilton County property record for 12185 Thames Pl, Cincinnati, OH 45241

Property Summary

Property Type	Landominium
Details	3 bd · 3 ba · 1,184 sqft · built 1986
Lot Size	0.066 acres (2,875 sqft)
Owner	2 Owner Names on File
Last Sale	$210,000 (Jan 2012)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-0032-0246-00`

Property Details

APN / Parcel Number

Primary APN	`608-0032-0246-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	1,184 sqft
Finished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	2,875 sqft (0.066 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12185 THAMES PL
City	CINCINNATI
State	OH
Zip	45241-6019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	THAMES PLACE FT IRR LOT 223-F COPPERFIELD SUB SEC 7-B
Legal Subdivision	F COPPERFIELD SUB
Legal Lot Number	223-F
Jurisdiction	HAMILTON OH
Township / Civil Division	SHARONVILLE
Census Block Group	3
Census Block	3008
Census Tract	22302

Owner

The current owner of 12185 Thames Pl bought it in January 2012.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	12185 THAMES PL, CINCINNATI, OH 45241-6019
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2012 · Amount on File
Deed Sale	Jan 5, 2012 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	12-001478
Deed Book / Page	11911 / 00321
Prior Transfer Date	Dec 31, 2011
Prior Transfer Doc	0000001478
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12185 THAMES PL, CINCINNATI, OH 45241-6019
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067862
Date	Jun 3, 2021
Book Page	14431/288
Instrument	2021-0067862

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12185 Thames Pl was $5,163 with a homeowner's exemption, up 17.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Sharonville City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,163.00 (+17.15%) Homeowner's exemption	$118,881 (-) Land $10,500 Building $108,381
2024	$4,407.00 (-0.88%) Homeowner's exemption	$118,881 (-) Land $10,500 Building $108,381
2023	$4,446.00 (+23.06%) Homeowner's exemption	$118,881 (+47.82%) Land $10,500 Building $108,381	$339,660 Land $30,000 Building $309,660
2022	$3,613.00 Homeowner's exemption	$80,423 Land $7,980 Building $72,443
2020			$229,780 Land $22,800 Building $206,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12185 Thames Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12185 Thames Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20