12184 Stone Mill Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 12184 Stone Mill Rd, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 1962
Lot Size	4.42 acres (192,840 sqft)
Owner	Individual Name on Record
Last Sale	$326,500 (Sep 2020)
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0280-0056-00`

Property Details

APN / Parcel Number

Primary APN	`510-0280-0056-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,260 sqft
2nd Floor Area	1,008 sqft
Upper Floors Area	1,008 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	192,840 sqft (4.42 acres)
Lot Dimensions	252 ft deep x 342 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	12184 STONE MILL RD
City	CINCINNATI
State	OH
Zip	45251-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES STONE MILL RD 4.427 ACS R2-T1-S19
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3001
Census Tract	20504

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 24119, CINCINNATI, OH 45224-0119
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202096962
Deed Book / Page	14258 / 1905
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0000000357
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2020
Property Address	12184 STONE MILL RD, CINCINNATI, OH 45251-4134
Document Number	0000096962
Book / Page	014258 / 001905
Instrument Date	Jul 31, 2020
Instrument	96962
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12184 STONE MILL RD CINCINNATI OH 452514134, CINCINNATI, OH 45251-4134

Mortgage

Document Number	96963
Date	Sep 22, 2020
Book Page	014258/001909
Instrument	96963

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,500.00 (+7.58%)	$112,561 (+%) Land $24,063 Building $88,498	$321,600 (-) Land $68,750 Building $252,850
2024	$6,042.00 (-0.43%)	$112,559 (-) Land $24,062 Building $88,497
2023	$6,068.00 (+16.36%)	$112,559 (+42.79%) Land $24,062 Building $88,497	$321,600 (+42.79%) Land $68,750 Building $252,850
2022	$5,215.00 Homeowner's exemption	$78,827 Land $25,809 Building $53,018
2020			$225,220 Land $73,740 Building $151,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20