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12184 Plumpton Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 12184 Plumpton Dr, Winter Garden, FL 34787

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,688 sqft · built 2024
OwnerIndividual Name on File
Last Sale$428,000 (Oct 2024)
Tax Bill$6,437 (2025)
Deeds & MortgagesMay 2025 Mortgage
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-24-27-2354-04-080

Property Details

APN / Parcel Number

Primary APN19-24-27-2354-04-080
Alternative APNs
  • 272419235404080
  • 168927
  • 171565

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,688 sqft Living Area
Gross Area2,254 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Exterior MaterialConcrete Block

Location & Zoning

Street Address12184 PLUMPTON DR
CityWINTER GARDEN
StateFL
Zip34787-8548
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionENCORE AT OVATION - PHASE 4B 111/103 LOT 408
Legal SubdivisionENCORE AT OVATION - PHASE 4B
Legal Lot Number408
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1187
Census Tract17111

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1414 170TH PL NE, BELLEVUE, WA 98008-3040
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
THE LOAN STORE INC
Oct 31, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2024 · Amount on File
Deed SaleOct 31, 2024 · Amount on File
Deed Document Number2024624581
Record UpdatedJun 8, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12184 PLUMPTON DR, WINTER GARDEN, FL 34787-8548
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 HOLLY OAK LN, ALAMEDA, CA 94502-6608

Mortgage

Document Number0000304982
DateMay 27, 2025
Instrument20250304982
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

October 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 31, 2024
Property Address12184 PLUMPTON DR, WINTER GARDEN, FL 34787-8548
Document Number0000624581
Map ReferenceMB 111 PG 103
Instrument DateOct 28, 2024
Instrument20240624581
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,996.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1414 170TH PL NE, BELLEVUE, WA 98008-3040

Mortgage

Document Number0000624582
DateOct 31, 2024
Instrument20240624582
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,090 (-0.53%) Land $85,000 Building $275,090$360,090 (-0.53%) Land $85,000 Building $275,090
2025$6,437.00 (+311.57%)$362,000 Land $85,000 Building $277,000$362,000 Land $85,000 Building $277,000
2024$1,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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