Sacramento County property record for 12183 Harness Ln, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,941 sqft · built 1992 |
| Lot Size | 19.3 acres (842,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (May 1999) |
| Tax Bill | $5,392 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-0210-023-0000 |
| Primary APN | 152-0210-023-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| 1st Floor Area | 1,941 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 842,015 sqft |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 12183 HARNESS LN |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-20 |
| Legal Description | PARCEL MAP, LOT 5 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 5 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 9406 |
12183 Harness Ln is owned and occupied by two individuals who acquired it in November 2001.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12183 HARNESS LN, GALT, CA 95632-8342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1999 · Amount on File |
| Deed Sale | May 21, 1999 · Amount on File |
| Prior Sale | Sep 25, 1998 · Amount on File |
| Deed Book / Page | 990521 / 328 |
| Last Transfer Date | Nov 14, 2001 |
| Transfer Doc | 2001001720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 12183 HARNESS LN, GALT, CA 95632-8342 |
| Document Number | 1803050451 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12183 HARNESS LN GALT CA 956328342, GALT, CA 95632-8342 |
| Document Number | 1803050451 |
|---|---|
| Date | Mar 5, 2018 |
| Instrument | 1803050451 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12183 Harness Ln was $5,392 with a homeowner's exemption, up 4.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $479,699 (+2%) Land $191,877 Building $287,822 | |
| 2025 | $5,392.00 (+4.48%) Homeowner's exemption | $470,294 Land $188,115 Building $282,179 |
| 2024 | $5,161.00 (+2.97%) | |
| 2023 | $5,012.00 (+4.24%) Homeowner's exemption | $452,034 Land $180,811 Building $271,223 |
| 2022 | $4,808.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12183 Harness Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1997–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jan 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12183 Harness Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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