Pinellas County property record for 12181 74th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1984 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2026) |
| Tax Bill | $4,071 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-8687-7 |
| Primary APN | C62-000-764-8687-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 1,164 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 143 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R77365 |
|---|---|
| Street Address | 12181 74TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEBROOK ESTATES PHASE 2 UNIT 1 SECTION 2 BLK 1, LOT 59 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | PINEBROOK ESTATES PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 69359 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETERSBURG |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 25009 |
12181 74th St is owned and occupied by an individual who bought it in April 2026.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 12, 2021 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Mar 28, 2019 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Oct 12, 2021 · Amount on File |
| Deed Document Number | 2026104771 |
| Deed Book / Page | 23528 / 2635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 0000104771 |
| Book / Page | 23528 / 2635 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.104771 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 0000104772, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026..104772 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 0235282635 |
| Book / Page | 23528 / 2635 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026104771 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 0000104772, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026104772 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 0217572620 |
| Book / Page | 21757 / 2620 |
| Map Reference | MB 87 PG 25-28 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021333946 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 HATTON AVE, 149, KILMARNOCK, VA 22482-9580 |
| Name | Verified Name |
|---|---|
| Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Document Number | 217572623 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 21757/2623 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12181 74TH ST, LARGO, FL 33773-3123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0204770771 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 20477/0771 |
| Instrument | 2019094714 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 25, 2024 |
The 2025 property tax bill for 12181 74th St was $4,071, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Pinellas Park City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,071.00 (+5.58%) | $250,427 | $298,601 Land $95,580 Building $203,021 |
| 2024 | $3,856.00 (+1.82%) | ||
| 2023 | $3,787.00 (+2.99%) Homeowner's exemption | $236,281 (+3%) | $271,678 (+18.43%) Land $115,496 Building $156,182 |
| 2022 | $3,677.00 Homeowner's exemption | $229,399 | $229,399 Land $111,146 Building $118,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12181 74th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12181 74th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS PARK WATER DEPT serves 48,939 people · EPA ID FL6521406 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures