Phillips County property record for 12180 River Rd, Saco, MT 59261 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 1,991 sqft · built 1972 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $823 (2025) |
| APN | R874077 |
| Primary APN | R874077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 56,628 sqft (1.3 acres) |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000129816 |
|---|---|
| Street Address | 12180 RIVER RD |
| City | SACO |
| State | MT |
| Zip | 59261-9512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S10, T32 N, R32 E, LOT 1 OF REID SUBDIVISION IN N2SW4 |
| Legal Lot Number | 1 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 4 |
| Census Block | 4327 |
| Census Tract | 60200 |
Source: Phillips County records · APN R874077
Assessment roll updated December 31, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12180 RIVER RD, SACO, MT 59261-9512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Phillips County records · Assessment roll updated December 31, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $823.00 (-21.92%) | $197,631 (+28.15%) | $197,631 (+28.15%) Land $23,251 Building $174,380 |
| 2023 | $1,054.00 | $154,214 | $154,214 Land $19,224 Building $134,990 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300710602004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 20% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026
5G (outdoors only) and 4G LTE
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