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12180 del Rio Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 12180 del Rio Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 2024
Lot Size0.198 acres (8,638 sqft)
OwnerIndividual Name on Record
Last Sale$293,000 (Nov 2024)
Tax Bill$3,522 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
Feb 2022 Sale
Flood ZoneZone D (undetermined)
APN42-23-03-251-006

Property Details

APN / Parcel Number

Primary APN42-23-03-251-006
Alternative APNs
  • 0103910-000000-1
  • 10004722678

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area1,876 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2024
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,638 sqft (0.198 acres)
DrivewayDriveway
Driveway Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004722678
Old Parcel Number01039100000001
Street Address12180 DEL RIO DR
CityPUNTA GORDA
StateFL
Zip33955-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionTGA 006 0100 0020 TROPICAL GULF ACRES UN6 BLK100 LT 20 211/681 556/1439 2485/902 4924/1998 34
Legal Range23E
Legal Township42S
Legal Section03
Legal SubdivisionTROPICAL GULF ACRES
Legal Block100
Legal Lot Number20
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3034
Census Tract10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12180 DEL RIO DR, PUNTA GORDA, FL 33955-2039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2024Warranty Deed, Transfer · USDA Mortgage
USDA
Feb 10, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2024 · Amount on Record
Deed SaleNov 26, 2024 · Amount on Record
Prior SaleFeb 10, 2022 · Amount on Record
Deed Document Number3471076
Record UpdatedJun 8, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateNov 26, 2024
Property Address12180 DEL RIO DR, PUNTA GORDA, FL 33955-2039
Document Number0003471076
Map ReferenceMB 3 PG 67A-67F
Instrument DateNov 22, 2024
Instrument3471076
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,051.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941

Transferred To (Grantee/Buyer)

NameVerified Name
Address12180 DEL RIO DR, PUNTA GORDA, FL 33955-2039

Mortgage

Document Number0003471077
DateNov 26, 2024
Instrument3471077
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueNov 22, 2057

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 10, 2022
Property Address12180 DEL RIO DR, PUNTA GORDA, FL 33955-2039
Document Number0049241998
Book / Page4924 / 1998
Map ReferenceMB 3 PG 67A-67F
Instrument DateFeb 8, 2022
Instrument3057254
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$87.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14728 DAY LILY CT, ORLANDO, FL 32824-6413

Transferred To (Grantee/Buyer)

NameVerified Name
Address3091 GOVERNORS LAKE DR STE 300, 300, PEACHTREE CORNERS, GA 30071-1133
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,522.00 (+935.88%)$233,521 (+2,647.31%)$260,441 (+2,504.41%) Land $12,000 Building $248,441
2023$340.00 (+27.82%)$8,500 (+17.65%)$10,000 (+38.41%) Land $10,000
2022$266.00$7,225 Land $7,225$7,225 Land $7,225

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Verizon.

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