1218 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1218 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2001
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2023)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-05-*-136`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-05-*-136`
Alternative APNs	`27-36-23-05-00000.0-0136.00` `2742017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	389 sqft
Porch	Florida Room
Porch Area	336 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2742017
Street Address	1218 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 3 LOT 136
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 3
Legal Phase	3
Legal Lot Number	136
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY CU OF FLORIDA
Jun 29, 2017	Grant Deed, Transfer · VA Mortgage SUPREME LNDG
Apr 3, 2017	Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK
Apr 3, 2017	Affidavit of Death, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	202379700
Deed Book / Page	9768 / 1394
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255

Mortgage

Document Number	0091861024
Date	Jul 12, 2021
Book Page	9186/1024
Instrument	2021179636

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 21, 2023
Property Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0097681394
Book / Page	9768 / 1394
Map Reference	MB 45 PG 39&40
Instrument Date	Apr 17, 2023
Instrument	2023079700
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6030 NEAL TRAIL CIR # CIR306, CIR306, WALKERTOWN, NC 27051-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255

Mortgage

Document Number	0097681395
Date	Apr 21, 2023
Instrument	9768/1395

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 29, 2017
Property Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0079252186
Book / Page	007925 / 002186
Instrument Date	Jun 26, 2017
Instrument	136296
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1218 WHITE OAK CIR MELBOURNE FL 329347255, MELBOURNE, FL 32934-7255

Mortgage

Document Number	79252188
Date	Jun 29, 2017
Book Page	007925/002188
Instrument	136297

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 3, 2017
Property Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0078562740
Book / Page	7856 / 2740
Map Reference	MB45 PG39&40
Instrument Date	Mar 31, 2017
Instrument	2017068818
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LIBERTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 DAVID DR, 411, LONG POND, PA 18334-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 WARNER RD, TALLAHASSEE, FL 32309-6444

Mortgage

Document Number	2017068820
Date	Apr 3, 2017
Instrument	2017068820

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2018

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BREVARD FL
Recording Date	Apr 3, 2017
Property Address	1218 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0078562739
Book / Page	007856 / 002739
Instrument Date	Mar 29, 2017
Instrument	68817
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	LIBERTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WHITE OAK CIR MELBOURNE FL 329347255, MELBOURNE, FL 32934-7255

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,870 (-4.1%)	$301,870 (-4.1%)
2025	$4,946.00 (+66.08%) Homeowner's exemption	$314,780 (+47.15%) Land $77,000 Building $237,780	$314,780 (+1.17%) Land $77,000 Building $237,780
2023	$2,978.00 (+7.2%) Homeowner's exemption Senior Citizen's exemption	$213,920 (+3%)	$311,130 (+8.76%) Land $71,500 Building $239,630
2022	$2,778.00 Homeowner's exemption Senior Citizen's exemption	$207,690	$286,070 Land $66,000 Building $220,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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