1218 Watson Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1218 Watson Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,565 sqft · built 1939
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,720 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-41-0108`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-41-0108`
Alternative APNs	`8222352` `254269`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
1st Floor Area	1,087 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	254269
Street Address	1218 WATSON AVE
City	SAINT PAUL
State	MN
Zip	55116-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PARK PLAT 3 LOT 9 BLK 2
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	LEXINGTON PARK PLAT 3
Legal Block	2
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2012
Census Tract	36600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1218 WATSON AVE, SAINT PAUL, MN 55116-1657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer
May 1, 2023	Deed of Trust, Mortgage · Construction Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 15, 2025
Transfer Doc	0002803556
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 13, 2025
Property Address	1218 WATSON AVE, SAINT PAUL, MN 55116-1657
Document Number	0T02803556
Instrument Date	Sep 15, 2025
Instrument	T02803556
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1218 WATSON AVE, SAINT PAUL, MN 55116-1657

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1218 WATSON AVE, SAINT PAUL, MN 55116-1657
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WATSON AVE, SAINT PAUL, MN 55116-1657

Mortgage

Document Number	0T02753154
Date	May 1, 2023
Instrument	T02753154

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 26, 2024

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,900 (-2.29%) Land $165,300 Building $503,600	$668,900 (-2.29%) Land $165,300 Building $503,600
2025	$10,720.00 (+35.01%)	$684,600 (+19.56%) Land $165,300 Building $519,300	$684,600 (+19.56%) Land $165,300 Building $519,300
2023	$7,940.00	$572,600 Land $165,300 Building $407,300	$572,600 Land $165,300 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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