1218 Unity Cir, Flatwoods, KY 41139 Property Records

Greenup County property record for 1218 Unity Cir, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1996
OwnerIndividual Name on Record
Last Sale$149,900 (Sep 2022)
Tax Bill$1,625 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN183-10-05-075.00

Property Details

APN / Parcel Number

Primary APN183-10-05-075.00
Alternative APNs
  • 15903
  • 48705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,208 sqft Living Area
Gross Area390 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number48705
Street Address1218 UNITY CIR
CityFLATWOODS
StateKY
Zip41139-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHRISTOPHER PLACE SUB LT 09
Legal SubdivisionCHRISTOPHER PLACE SUB
Legal Lot Number9
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group3
Census Block3016
Census Tract40202

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1218 UNITY CIR, FLATWOODS, KY 41139-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed, Transfer · Conventional Mortgage
PNC BANK
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2022 · Amount on Record
Deed SaleSep 20, 2022 · Amount on Record
Deed Document Number0000660544
Deed Book / Page660 / 544
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionGREENUP KY
Recording DateSep 20, 2022
Property Address1218 UNITY CIR, FLATWOODS, KY 41139-2510
Document Number0000599826
Book / PageD660 / 544
Map ReferencePB 10 PG 53
Instrument DateSep 20, 2022
Instrument599826
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 KELTON LN, CHESAPEAKE, OH 45619-1107

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 UNITY CIR, FLATWOODS, KY 41139-2510

Mortgage

Document Number0000599827
DateSep 20, 2022
Book PageM1032/391
Instrument599827
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1218 UNITY CIR, FLATWOODS, KY 41139-2510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000531440
DateOct 26, 2018
Book PageMM930/616
Instrument531440
Lender
NameCOMMUNITY TRUST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2028
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00 (-31.46%) Homeowner's exemption$149,900 (-) Land $25,000 Building $124,900$149,900 (-) Land $25,000 Building $124,900
2023$2,371.00$149,900 Land $25,000 Building $124,900$149,900 Land $25,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2000–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

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