1218 Scott Rdg Dr, Adrian, MI 49221 Property Records

Lenawee County property record for 1218 Scott Rdg Dr, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,935 sqft · built 2005
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Jan 2017)
Tax Bill	$7,480 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-743-0037-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-743-0037-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,935 sqft
Basement Area	1,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	358 ft deep x 122 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1218 SCOTT RIDGE DR
City	ADRIAN
State	MI
Zip	49221-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 37 SCOTT RIDGE
Legal Subdivision	SCOTT RIDGE
Legal Lot Number	37
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	1
Census Block	1002
Census Tract	61500

Owner

1218 Scott Rdg Dr is owned and occupied by an individual who bought it in January 2017.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 SCOTT RIDGE DR, ADRIAN, MI 49221-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OLD NATIONAL BANK
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Deed Book / Page	2539 / 48
Prior Transfer Date	Aug 20, 2010
Prior Transfer Doc	0024110119
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jul 26, 2022
Property Address	1218 SCOTT RIDGE DR, ADRIAN, MI 49221-1322
Document Number	0026420754
Book / Page	2642 / 754
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6484 BURTON RD, ADRIAN, MI 49221-8468

Mortgage

Document Number	0002642755
Date	Jul 26, 2022
Instrument	2642/755

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1218 SCOTT RIDGE DR, ADRIAN, MI 49221-1322
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026090753
Date	Dec 23, 2020
Book Page	2609/753

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jan 24, 2017
Property Address	1218 SCOTT RIDGE DR, ADRIAN, MI 49221-1322
Document Number	0025390048
Book / Page	2539 / 0048
Map Reference	LB20 PG58-60
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1497 NW 7TH ST, 1497, MIAMI, FL 33125-3640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 SCOTT RIDGE DR, ADRIAN, MI 49221-1322

Mortgage

Document Number	0025390049
Date	Jan 24, 2017
Book Page	2539/0049

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1218 Scott Rdg Dr was $7,480 with a homeowner's exemption, up 6.5% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,600 (-0.97%)	$369,200 (-0.97%)
2025	$7,480.00 (+6.54%) Homeowner's exemption	$186,400	$372,800
2024	$7,021.00
2023		$153,200 (+10.45%)	$306,400 (+10.45%)
2022		$138,700	$277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Scott Rdg Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2000)
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Scott Rdg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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