1218 Saint Michael Dr, Laredo, TX 78045 Property Records

Webb County property record for 1218 Saint Michael Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,615 sqft · built 1991
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,180 (2024)
Deeds & Mortgages	Sep 2025 Sale Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`970-00003-068`

Property Details

APN / Parcel Number

Primary APN	`970-00003-068`
Alternative APN	`236231`

Interior

Stories	1 Story
Building Area	1,615 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,615 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,780 sqft (0.156 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	175 sqft

Location & Zoning

Street Address	1218 SAINT MICHAEL DR
City	LAREDO
State	TX
Zip	78045-7580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 68 BLK 3 OAKRIDGE
Legal Subdivision	OAKRIDGE
Legal Block	3
Legal Lot Number	68
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1722

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1218 SAINT MICHAEL DR, LAREDO, TX 78045-7580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed, Transfer
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 17, 2025
Transfer Doc	005911/697
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Sep 26, 2025
Property Address	1218 SAINT MICHAEL DR, LAREDO, TX 78045-7580
Document Number	005911/697
Book / Page	5911 / 697
Instrument Date	Sep 17, 2025
Instrument	1568841
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 SAINT MICHAEL DR, LAREDO, TX 78045-7580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 SAINT MICHAEL DR, LAREDO, TX 78045-7580

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1218 SAINT MICHAEL DR, LAREDO, TX 78045-7580
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4506/844
Date	Nov 14, 2018
Book Page	4506/844
Instrument	1344796

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,000 (+5.8%) Land $81,496 Building $164,504	$246,000 (+0.86%) Land $81,496 Building $164,504
2024	$1,180.00 (-14.43%) Homeowner's exemption	$232,525 (+1%)	$243,902 (+15.38%)
2023	$1,379.00 (+6.49%) Homeowner's exemption	$211,386 Land $76,478 Building $134,908	$211,386 Land $76,478 Building $134,908
2022	$1,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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