1218 Ridgewood Ave, Ames, IA 50010 Property Records

Story County property record for 1218 Ridgewood Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,704 sqft · built 1928
Lot Size	0.205 acres (8,929 sqft)
Owner	Individual Name on Record
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09-03-202-030`

Property Details

APN / Parcel Number

Primary APN	`09-03-202-030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	728 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	1,016 sqft
Finished Basement	255 sqft
Unfinished Basement	752 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,929 sqft (0.205 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1218 RIDGEWOOD AVE
City	AMES
State	IA
Zip	50010-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RIDGEWOOD ADD LOT:30 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	RIDGEWOOD ADD
Legal Lot Number	30
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	900

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 RIDGEWOOD AVE, AMES, IA 50010-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Aug 13, 2026
Property Address	1218 RIDGEWOOD AVE, AMES, IA 50010-5208
Document Number	0000007349
Instrument Date	Aug 8, 2026
Instrument	20267349
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 RIDGEWOOD AVE, AMES, IA 50010-5208

Mortgage

Document Number	0000007349,
Date	Aug 13, 2026
Instrument	20267349

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 7, 2031

Interest

Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1218 RIDGEWOOD AVE, AMES, IA 50010-5208
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811502
Date	Dec 26, 2018
Instrument	2018-11502

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,404.00 (+17.3%) Homeowner's exemption	$273,000 (+21.88%) Land $58,000 Building $215,000	$273,000 (+21.88%) Land $58,000 Building $215,000
2024	$2,902.00 (+6.69%)
2023		$224,000 Land $42,600 Building $181,400	$224,000 Land $42,600 Building $181,400
2022	$2,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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