1218 Pine St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 1218 Pine St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,768 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Mar 2026)
Tax Bill	$5,792 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40007800176000`

Property Details

APN / Parcel Number

Primary APN	`40007800176000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,768 sqft Living Area
1st Floor Area	1,141 sqft
Basement Area	826 sqft
Unfinished Basement	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	144 ft deep x 76 ft wide
Garage Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1218 PINE ST
City	GRAND LEDGE
State	MI
Zip	48837-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	E 160 FEET OF LOT 176. E 160 FEET OF N 10 FEET OF LOT 177. SUBJECT TO EASEMENT FOR STREET. SUPERVISORS PLAT NO. 2 CITY OF GRAND LEDGE
Legal Subdivision	SUPRVRS 2 - GRAND LEDGE
Legal Lot Number	176-177
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	3
Census Block	3015
Census Tract	20403

Owner

1218 Pine St is owned and occupied by two individuals who bought it in March 2026.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 ARCADIAN DR, 20, GRAND LEDGE, MI 48837-8762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2009	Deed of Trust, Mortgage BANK OF AMERICA NA
Sep 23, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Oct 14, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Oct 14, 2021 · Amount on File
Deed Book / Page	3182 / 233
Record Updated	Oct 29, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	1218 PINE ST, GRAND LEDGE, MI 48837-2123
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02218/0734
Date	Mar 11, 2009
Book Page	2218/0734

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount on Record
Term	119 Months
Due	Feb 1, 2019

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	1218 PINE ST, GRAND LEDGE, MI 48837-2123
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CRAIG CURRY TRI CNTY TTL AGC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SCARLETT LN 805, 805, LANSING, MI 48917-1026

Mortgage

Document Number	003022/271
Date	Sep 23, 2022
Book Page	3022/271

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Mar 17, 2026
Property Address	1218 PINE ST, GRAND LEDGE, MI 48837-2123
Document Number	003182/233
Book / Page	3182 / 233
Map Reference	LB 2 PG 42
Instrument Date	Mar 11, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 N CLINTON TRL, CHARLOTTE, MI 48813-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 ARCADIAN DR APT 20, 20, GRAND LEDGE, MI 48837-8762

Mortgage

Document Number	0003181564
Date	Mar 17, 2026
Instrument	3181/564

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Oct 14, 2021
Property Address	1218 PINE ST, GRAND LEDGE, MI 48837-2123
Document Number	002961/879
Book / Page	2961 / 879
Map Reference	LB 2 PG 42
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 PINE ST, 1218, GRAND LEDGE, MI 48837-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 SCARLETT LN APT 805, 805, LANSING, MI 48917-1026

Mortgage

Document Number	0002961881
Date	Oct 14, 2021
Instrument	2961/881

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1218 Pine St was $5,792 with a homeowner's exemption, up 3% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,100 (+10.58%)	$256,921 (-) Land $38,095 Building $218,826
2025	$5,792.00 (+2.95%) Homeowner's exemption	$128,500	$256,921 Land $38,095 Building $218,826
2024	$5,626.00
2023		$114,000	$228,000
2022	$15,334.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1218 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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