1218 Onyx Ln, Normal, IL 61761 Property Records

McLean County property record for 1218 Onyx Ln, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,494 sqft · built 2002
Lot Size	0.195 acres (8,508 sqft)
Owner	Individual Name on Record
Last Sale	$278,500 (Mar 2025)
Tax Bill	$5,635 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-227-036`

Property Details

APN / Parcel Number

Primary APN	`14-24-227-036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,508 sqft (0.195 acres)
Lot Dimensions	138 ft deep x 35.9 ft wide
Garage Area	425 sqft
Porch	Open Frame Porch
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1218 ONYX LN
City	NORMAL
State	IL
Zip	61761-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	RESUB LTS 22-25, 50-57, 82-87, OL 117 EAGLES LANDING LT 22A
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING
Legal Lot Number	22,25
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1012
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 ONYX LN, NORMAL, IL 61761-9375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit CEFCU
Sep 1, 2017	Deed of Trust, Mortgage · ARM CEFCU
Jan 30, 2017	Warranty Deed, Transfer · ARM CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20253893
Prior Transfer Date	May 15, 2012
Prior Transfer Doc	0000012887
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1218 ONYX LN, NORMAL, IL 61761-9375
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400002615
Date	Mar 5, 2024
Instrument	2024-00002615

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1218 ONYX LN, NORMAL, IL 61761-9375
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700016098
Date	Sep 1, 2017
Instrument	2017-00016098

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	ARM
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 30, 2017
Property Address	1218 ONYX LN, NORMAL, IL 61761-9375
Document Number	201700001889
Instrument Date	Jan 23, 2017
Instrument	2017-00001889
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 ONYX LN, NORMAL, IL 61761-9375

Mortgage

Document Number	201700001890
Date	Jan 30, 2017
Instrument	2017-00001890

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,016 (+22.95%) Land $12,358 Building $70,658	$249,048 (+22.95%) Land $37,074 Building $211,974
2024	$5,635.00 (+7.03%)
2023	$5,265.00	$67,518 Land $10,139 Building $57,379	$202,554 Land $30,417 Building $172,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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