Schenectady County and Schenectady City property record for 1218 Main St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1910 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $21,001 (Jan 2017) |
| Tax Bill | $3,921 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Jan 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.63-5-33 |
| Primary APN | 421500 49.63-5-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 198 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1218 MAIN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 5 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1218 MAIN ST, SCHENECTADY, NY 12303-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2017 | Trustee's Deed, Foreclosure · Construction Mortgage GSC PROPERTIES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on Record |
| Deed Sale | Jan 13, 2017 · Amount on Record |
| Prior Sale | Feb 14, 2006 · Amount on Record |
| Deed Document Number | 20172333 |
| Deed Book / Page | 1954 / 504 |
| Prior Transfer Date | Dec 1, 2016 |
| Prior Transfer Doc | 0000002333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1218 MAIN ST, SCHENECTADY, NY 12303-1819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMROCK LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 1218 MAINST, SCHENECTADY, NY 12303-1819 |
| Document Number | 0000010691 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 202510691 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 13, 2017 |
| Property Address | 1218 MAIN ST, SCHENECTADY, NY 12303-1819 |
| Document Number | 0000002333 |
| Book / Page | 001954 / 000504 |
| Instrument Date | Dec 8, 2016 |
| Instrument | 2333 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 3, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1218 MAIN ST SCHENECTADY NY 123031819, SCHENECTADY, NY 12303-1819 |
| Document Number | 2335, |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 004736/000556 |
| Instrument | 2335 |
| Name | GSC PROPERTIES LLC |
|---|---|
| Address | PO BOX 307, LATHAM, NY 12110-0307 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 12, 2018 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,921.00 (+2.72%) | ||
| 2025 | $3,817.00 (+5.91%) | $71,100 (-) Land $10,700 Building $60,400 | $117,735 (+30.82%) Land $17,718 Building $100,017 |
| 2023 | $71,100 (-) Land $10,700 Building $60,400 | $90,000 (+3.8%) Land $13,544 Building $76,456 | |
| 2022 | $71,100 Land $10,700 Building $60,400 | $86,707 Land $13,049 Building $73,658 | |
| 2021 | $3,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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