1218 Lark St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1218 Lark St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,104 sqft · built 1930
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Nov 2016)
Tax Bill$4,533 (2026)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 49.69-1-17

Property Details

APN / Parcel Number

Primary APN421500 49.69-1-17
Alternative APN
  • 150004906900010170000000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions175 ft deep x 36 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area304 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1218 LARK ST
CitySCHENECTADY
StateNY
Zip12306-4825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 1X WOOD AND GARAGE
Legal Block1
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1009
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1218 LARK ST, SCHENECTADY, NY 12306-4825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2016 · Amount on Record
Deed SaleNov 14, 2016 · Amount on Record
Prior SaleSep 16, 2011 · Amount on Record
Deed Document Number201652594
Deed Book / Page1949 / 819
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1218 LARK ST, SCHENECTADY, NY 12306-4825
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 LARK ST, SCHENECTADY, NY 12306-4825

Mortgage

Document Number0000051064
DateSep 23, 2022
Book Page5259/530
Instrument202251064
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueJun 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,533.00 (+2.44%)
2025$4,425.00 (+5.76%)$82,500 (-) Land $12,400 Building $70,100$136,612 (+30.82%) Land $20,533 Building $116,079
2023$82,500 (-) Land $12,400 Building $70,100$104,430 (+3.8%) Land $15,696 Building $88,734
2022$82,500 Land $12,400 Building $70,100$100,610 Land $15,122 Building $85,488
2021$4,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Greenlight Networks.

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