1218 Koch St, Bloomington, IL 61701 Property Records

McLean County property record for 1218 Koch St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,592 sqft · built 1925
Lot Size	0.18 acres (7,833 sqft)
Owner	Individual Name on File
Last Sale	$50,500 (Oct 2013)
Tax Bill	$2,484 (2024)
Deeds & Mortgages	May 2021 Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-09-177-010`

Property Details

APN / Parcel Number

Primary APN	`21-09-177-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	1,592 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	7,833 sqft (0.18 acres)
Lot Dimensions	121 ft deep x 69 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1218 KOCH ST
City	BLOOMINGTON
State	IL
Zip	61701-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUB LOT 31 SUB NW 9-23-2E (EX BEG 50.26 W OF E LOT LN, N6.8, E50, 7.3, W50.26 POB) LOT 3
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	E F STAHLS
Legal Lot Number	31,3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2035
Census Tract	5900

Owner

1218 Koch St is owned and occupied by an individual who bought it in October 2013.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 KOCH ST, BLOOMINGTON, IL 61701-6628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Prior Sale	Oct 22, 2013 · Amount on File
Deed Document Number	201326627
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1218 KOCH ST, BLOOMINGTON, IL 61701-6628
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100012504
Date	May 26, 2021
Instrument	2021-00012504

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1218 KOCH ST, BLOOMINGTON, IL 61701-6628
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300001296
Date	Jan 27, 2023
Instrument	2023-00001296

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,701 Land $11,978 Building $27,723	$119,103 Land $35,934 Building $83,169
2024	$2,484.00 (+7.12%)
2023	$2,319.00 (+8.87%)	$33,757 (+8.64%) Land $10,185 Building $23,572	$101,271 (+8.64%) Land $30,555 Building $70,716
2022	$2,130.00	$31,071 Land $9,375 Building $21,696	$93,213 Land $28,125 Building $65,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Koch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1218 Koch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Watch TV.

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